Indiana Personal Injury Settlement Calculator
Estimate your personal injury settlement value using Indiana-specific laws, damage caps, and average settlement data.
Indiana Personal Injury Law at a Glance
Negligence System
Modified (51% Bar)
Statute of Limitations
2 years
Min. Auto Insurance
$25K/person
Median Jury Verdict
$45K
Indiana uses modified comparative negligence — you cannot recover if you are 51% or more at fault.
Key Facts for Indiana Claims:
- •Modified comparative — barred at 51% fault
- •Med mal cap at $1.8M total
- •2-year statute of limitations
- •Patient Compensation Fund covers med mal excess
Average Indiana Settlement Values by Case Type
Auto Accident
$22K
Average settlement
Slip & Fall
$35K
Average settlement
Medical Malpractice
$225K
Average settlement
Calculate Your Indiana Claim Value
1.5–3x minor injuries · 3–5x moderate · 5–10x severe
Indiana uses modified comparative negligence — you cannot recover if you are 51% or more at fault.
Estimated Settlement
Estimated Settlement Range
$46K – $70K
$58K
Most likely settlement (mid-range)
Net After Attorney Fees & Medical Liens
Assumes 33% contingency fee + medical liens at 70% of billed amount
Indiana Damage Caps
Medical malpractice total damages capped at $1.8M (as of 2019). No caps on other personal injury.
Personal Injury Settlements in Indiana: What You Need to Know
If you've been injured in Indiana, understanding the state's specific personal injury laws is critical to getting fair compensation. Indiana follows a modified comparative negligence system, meaning you can recover as long as your fault doesn't exceed the 51% threshold.
Average Settlement Values in Indiana
Based on published data and jury verdict reporters, the average auto accident settlement in Indiana is approximately $22K, with a median jury verdict of $45K. Slip and fall claims average $35K, and medical malpractice cases average $225K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.
Don't Miss the 2-Year Deadline
Indiana gives you 2 years from the date of injury to file a personal injury lawsuit. While this gives you some time, gathering evidence and medical documentation early always strengthens your case.
Insurance Minimums in Indiana
Indiana requires minimum bodily injury liability coverage of $25,000 per person / $50,000 per accident. With a minimum of $25K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.
Indiana Personal Injury FAQ
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Important Legal Disclaimer
This calculator provides rough estimates for educational purposes only and does NOT constitute legal advice. Indiana personal injury law is complex and every case is unique. Settlement values depend on specific facts, evidence, available insurance, and many other factors. Do not make legal decisions based solely on this calculator. Consult with a qualified Indiana personal injury attorney for advice specific to your situation. Most personal injury attorneys offer free consultations and work on contingency.
Data sourced from Indiana jury verdict reporters, published settlement data, and state statutes.
MBACalc.com — Free financial tools for informed decisions.