New York Personal Injury Settlement Calculator

If you've been injured in New York, understanding the state's specific personal injury laws is critical to getting fair compensation. New York follows pure comparative fault, one of the most plaintiff-friendly systems in the country. You can recover damages even if you are mostly at fault, though your award will be reduced by your percentage of responsibility.

Average Settlement Values in New York

Based on published data and jury verdict reporters, the average auto accident settlement in New York is approximately $38K, with a median jury verdict of $100K. Slip and fall claims average $60K, and medical malpractice cases average $450K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.

Don't Miss the 3-Year Deadline

New York gives you 3 years from the date of injury to file a personal injury lawsuit. While this gives you some time, gathering evidence and medical documentation early always strengthens your case.

Insurance Minimums in New York

New York requires minimum bodily injury liability coverage of $25,000 per person / $50,000 per accident (no-fault state). With a minimum of $25K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.