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Texas Personal Injury Settlement Calculator

Estimate your personal injury settlement value using Texas-specific laws, damage caps, and average settlement data.

⚠️ Modified Comparative (51% Bar)

Texas Personal Injury Law at a Glance

Negligence System

Modified (51% Bar)

Statute of Limitations

2 years

Min. Auto Insurance

$30K/person

Median Jury Verdict

$65K

Texas uses modified comparative negligence (proportionate responsibility) — you cannot recover if you are 51% or more at fault.

Key Facts for Texas Claims:

  • Modified comparative — barred at 51% fault
  • Strict med mal cap ($250K non-economic per defendant)
  • 2-year statute of limitations
  • Proportionate responsibility system

Average Texas Settlement Values by Case Type

Auto Accident

$28K

Average settlement

Slip & Fall

$45K

Average settlement

Medical Malpractice

$285K

Average settlement

Calculate Your Texas Claim Value

$11K
$5K
$10K
$5K
3%

1.5–3x minor injuries · 3–5x moderate · 5–10x severe

0%

Texas uses modified comparative negligence (proportionate responsibility) — you cannot recover if you are 51% or more at fault.

Estimated Settlement

Total Economic Damages$31K
Pain & Suffering (3x)$49K
Gross Claim Value$80K

Estimated Settlement Range

$52K$80K

$65K

Most likely settlement (mid-range)

Net After Attorney Fees & Medical Liens

Low / Mid / High$23K / $33K / $42K

Assumes 33% contingency fee + medical liens at 70% of billed amount

Texas Damage Caps

Medical malpractice non-economic damages capped at $250,000 per defendant (up to $500,000 per hospital). No cap on general personal injury.

Personal Injury Settlements in Texas: What You Need to Know

If you've been injured in Texas, understanding the state's specific personal injury laws is critical to getting fair compensation. Texas follows a modified comparative negligence system, meaning you can recover as long as your fault doesn't exceed the 51% threshold.

Average Settlement Values in Texas

Based on published data and jury verdict reporters, the average auto accident settlement in Texas is approximately $28K, with a median jury verdict of $65K. Slip and fall claims average $45K, and medical malpractice cases average $285K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.

Don't Miss the 2-Year Deadline

Texas gives you 2 years from the date of injury to file a personal injury lawsuit. While this gives you some time, gathering evidence and medical documentation early always strengthens your case.

Insurance Minimums in Texas

Texas requires minimum bodily injury liability coverage of $30,000 per person / $60,000 per accident. With a minimum of $30K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.

Texas Personal Injury FAQ

Top Texas Cities for Personal Injury Claims

HoustonSan AntonioDallasAustinFort Worth

Important Legal Disclaimer

This calculator provides rough estimates for educational purposes only and does NOT constitute legal advice. Texas personal injury law is complex and every case is unique. Settlement values depend on specific facts, evidence, available insurance, and many other factors. Do not make legal decisions based solely on this calculator. Consult with a qualified Texas personal injury attorney for advice specific to your situation. Most personal injury attorneys offer free consultations and work on contingency.

Data sourced from Texas jury verdict reporters, published settlement data, and state statutes.

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